Gross-Up Calculator
Work backwards from the amount you want to keep to the gross you must charge or earn.
Why you divide, not multiply
To keep a net amount after a percentage is taken out, the gross is net ÷ (1 − rate), not net × (1 + rate). If 30% is deducted, charging 30% more leaves you short — you actually need ~43% more (1 ÷ 0.70). Use it when pricing freelance work to cover taxes and processing fees, or grossing up a reimbursement.
Frequently asked questions
What counts as 'deductions'?
Anything taken off the top before you keep the money: tax set-aside, payment-processing fees, platform fees. Add them into one percentage.